🏦Bank Scorer

This institution is no longer active

Operations ceased on August 2, 2025. CRA examination history below reflects the period it was active.

FIRST TRUST AND SAVINGS BANK

CORALVILLE, IA · Supervised by FDIC

Est. 1931FDIC #10,123RSSD: FDIC-10123
Needs to Improve Same

Current rating · Exam: January 2024

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -0.39%

Institution Profile

FDIC BankFind

Address

1831 2nd St, CORALVILLE, IA

County

Johnson County

Established

April 15, 1931

Total Assets

$53M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

January 1, 2024

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jan 2029(based on asset size)

Financial Snapshot

As of Q2 2025Call Report / FDIC

Total Assets

$53M

Total Deposits

$46M

Net Loans

$11M

Net Income

$-101K

ROA

-0.39%

ROE

-5.42%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$46M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

8 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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