Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$225M
Total Deposits
$202M
Net Loans
$152M
Net Income
$681K
ROA
1.23%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.43%
Risk-Based Capital
19.78%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 51 | 82.35% | 5.88% |
| 2023 | 57 | 71.93% | 21.05% |
| 2022 | 104 | 83.65% | 12.50% |
| 2021 | 116 | 77.59% | 11.21% |
| 2020 | 85 | 75.29% | 12.94% |
| 2019 | 119 | 86.55% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2020 | Satisfactory | Small Bank |
| Nov 2016 | Satisfactory | Small Bank |
| Apr 2011 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
5
Branch Deposits
$202M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 125 | 81.6% | 14.40% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red