Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.1B
Net Loans
$564M
Net Income
$3M
ROA
1.15%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.21%
Risk-Based Capital
18.18%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 15,633 | 68.75% | 10.95% |
| 2020 | 72,458 | 65.52% | 6.18% |
| 2019 | 35,811 | 67.08% | 8.62% |
| 2018 | 15,291 | 71.55% | 11.03% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Intermediate Small Bank |
| May 2021 | Satisfactory | Intermediate Small Bank |
| Apr 2018 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1992
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Total Branches
17
Branch Deposits
$1.0B
1-Year Change
+1
5-year net change: +4 branches
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