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This institution is no longer active

Operations ceased on December 3, 1993. CRA examination history below reflects the period it was active.

FIRST STATE BANK OF SPRING LAKE PARK

SPRING LAKE PARK, MN · Supervised by FDIC

Est. 1964FDIC #19,030RSSD: FDIC-19030
Part ofM&D HOLDING CO→ View all charters
Satisfactory Same

Current rating · Exam: July 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.57%

Institution Profile

FDIC BankFind

Address

8455 Plaza Boulevard, SPRING LAKE PARK, MN

County

Anoka County

Established

February 11, 1964

Total Assets

$57M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1992

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1993Call Report / FDIC

Total Assets

$57M

Total Deposits

$49M

Net Loans

$16M

Net Income

$250K

ROA

0.57%

ROE

5.82%

Risk-Based Capital

24.46%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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