This institution is no longer active
Operations ceased on April 25, 2015. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$36M
Total Deposits
$30M
Net Loans
$27M
Net Income
$205K
ROA
2.31%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.89%
Risk-Based Capital
20.35%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 40 | 52.5% | 15.00% |
| 2023 | 38 | 71.05% | 13.16% |
| 2019 | 47 | 78.72% | 12.77% |
| 2018 | 56 | 83.93% | 12.50% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2013 | Outstanding | Small Bank |
| Feb 2008 | Satisfactory | Small Bank |
| Feb 2003 | Satisfactory | Small Bank |
2 previous ratings locked — back to 1995
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Total Assets