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This institution is no longer active

Operations ceased on December 16, 2016. CRA examination history below reflects the period it was active.

FIRST STATE BANK OF OKABENA (INCORPORATED)

OKABENA, MN · Supervised by FDIC

Est. 1906FDIC #1,934RSSD: FDIC-1934
Part ofHARTMAN BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.00%

Institution Profile

FDIC BankFind

Address

117 S Minnesota, OKABENA, MN

County

Jackson County

Established

October 1, 1906

Total Assets

$18M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2016

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2016Call Report / FDIC

Total Assets

$18M

Total Deposits

$16M

Net Loans

$5M

Net Income

—

ROA

0.00%

ROE

0.00%

Risk-Based Capital

25.31%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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