🏦Bank Scorer

This institution is no longer active

Operations ceased on July 15, 2002. CRA examination history below reflects the period it was active.

FIRST STATE BANK OF NEWMAN

NEWMAN, IL · Supervised by FDIC

Est. 1912FDIC #11,675RSSD: FDIC-11675
Part ofFIRST NEIGHBORHOOD BANCSHARES EMPLOYEE STK OWNERSHIP PLAN→ View all charters
Outstanding Up

Current rating · Exam: February 2000

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.61%

Institution Profile

FDIC BankFind

Address

511 South Broadway, NEWMAN, IL

County

Douglas County

Established

June 12, 1912

Total Assets

$23M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 2000

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2002Call Report / FDIC

Total Assets

$23M

Total Deposits

$20M

Net Loans

$17M

Net Income

$70K

ROA

0.61%

ROE

6.87%

Risk-Based Capital

11.69%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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