This institution is no longer active

Operations ceased on April 1, 1993. CRA examination history below reflects the period it was active.

FIRST STATE BANK OF FRANKLIN COUNTY

PHIL CAMPBELL, AL · Supervised by FDIC

Est. 1921FDIC #1,740RSSD: FDIC-1740

Satisfactory

Current rating · Exam: July 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.13%

Institution Profile

FDIC BankFind

Address

18 Broad Street, PHIL CAMPBELL, AL

County

Franklin County

Established

April 6, 1921

Total Assets

$28M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 18, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1993Call Report / FDIC

Total Assets

$28M

Total Deposits

$26M

Net Loans

$14M

Net Income

$-9K

ROA

-0.13%

ROE

-1.97%

Risk-Based Capital

13.47%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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