Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$329M
Total Deposits
$280M
Net Loans
$277M
Net Income
$700K
ROA
0.85%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.61%
Risk-Based Capital
12.48%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 265 | 86.79% | 6.79% |
| 2023 | 267 | 90.26% | 6.74% |
| 2022 | 284 | 95.42% | 0.70% |
| 2021 | 333 | 98.2% | 0.60% |
| 2020 | 252 | 97.22% | 0.40% |
| 2019 | 193 | 92.23% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2025 | Satisfactory | Small Bank |
| Dec 2019 | Satisfactory | Small Bank |
| Oct 2013 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
6
Branch Deposits
$264M
1-Year Change
0
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Preview:
| 2018 | 205 | 86.34% | 12.20% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red