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This institution is no longer active

Operations ceased on November 5, 2011. CRA examination history below reflects the period it was active.

FIRST STATE BANK OF DIX

DIX, IL · Supervised by FDIC

Est. 1909FDIC #10,432RSSD: FDIC-10432
Part ofDIX BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: July 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.36%

Institution Profile

FDIC BankFind

Address

312 North Main Street, DIX, IL

County

Jefferson County

Established

June 9, 1909

Total Assets

$45M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2007

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2011Call Report / FDIC

Total Assets

$45M

Total Deposits

$41M

Net Loans

$24M

Net Income

$120K

ROA

0.36%

ROE

4.87%

Risk-Based Capital

13.91%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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