🏦Bank Scorer

FIRST STATE BANK OF CAMPBELL HILL

CAMPBELL HILL, IL · Supervised by FDIC

Est. 1921FDIC #10,799RSSD: FDIC-10799
Part ofCAMPBELL HILL BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: November 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.53%

Institution Profile

FDIC BankFind

Address

114 W Front St, CAMPBELL HILL, IL

County

Jackson County

Established

January 1, 1921

Total Assets

$161M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2023

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$161M

Total Deposits

$138M

Net Loans

$105M

Net Income

$613K

ROA

1.53%

ROE

11.91%

Risk-Based Capital

22.55%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate9.47%Peer avg: 7.63%▼ Below avg

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Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$138M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20239581.05%9.47%
202213283.33%11.36%
202111573.91%13.91%
201913381.2%12.78%
201811769.23%17.09%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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