This institution is no longer active

Operations ceased on September 16, 1996. CRA examination history below reflects the period it was active.

FIRST STATE BANK OF CALUMET CITY

CALUMET CITY, IL · Supervised by FDIC

Est. 1958FDIC #17,936RSSD: FDIC-17936

Part ofRIVER FOREST BCORP INC→ View all charters

Outstanding Same

Current rating · Exam: August 1994

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.83%

Institution Profile

FDIC BankFind

Address

925 Burnham Avenue, CALUMET CITY, IL

County

Cook County

Established

November 22, 1958

Total Assets

$161M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1996Call Report / FDIC

Total Assets

$161M

Total Deposits

$150M

Net Loans

$119M

Net Income

$696K

ROA

0.83%

ROE

13.81%

Risk-Based Capital

12.40%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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