This institution is no longer active
Operations ceased on October 2, 2009. CRA examination history below reflects the period it was active.
BEARDSTOWN, IL · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$57M
Total Deposits
$46M
Net Loans
$24M
Net Income
$220K
ROA
0.52%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.84%
Risk-Based Capital
16.58%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2004 | Satisfactory | Small Bank |
| Jan 2000 | Satisfactory | Small Bank |
| Jan 1997 | Satisfactory | Small Bank |
2 previous ratings locked — back to 1991
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