🏦Bank Scorer

FIRST STATE BANK

LINCOLN, NE · Supervised by FDIC

Est. 1912FDIC #13,868RSSD: FDIC-13868
Part ofFIRST STATE HOLDING CO→ View all charters
Outstanding Same

Current rating · Exam: April 1999

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.45%

Institution Profile

FDIC BankFind

Address

2701 Grainger Pkwy, LINCOLN, NE

County

Lancaster County

Established

December 12, 1912

Total Assets

$1.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.1B

Total Deposits

$970M

Net Loans

$875M

Net Income

$4M

ROA

1.45%

ROE

14.31%

Risk-Based Capital

12.63%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

16

Branch Deposits

$895M

1-Year Change

-1

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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