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This institution is no longer active

Operations ceased on October 1, 2005. CRA examination history below reflects the period it was active.

FIRST STATE BANK, LAKE LILLIAN, MINNESOTA

LAKE LILLIAN, MN · Supervised by FDIC

Est. 1914FDIC #1,404RSSD: FDIC-1404
Part ofFORSTROM BCORP INC→ View all charters
Satisfactory Up

Current rating · Exam: June 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.51%

Institution Profile

FDIC BankFind

Address

Main Street, LAKE LILLIAN, MN

County

Kandiyohi County

Established

April 9, 1914

Total Assets

$101M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2005Call Report / FDIC

Total Assets

$101M

Total Deposits

$94M

Net Loans

$14M

Net Income

$1M

ROA

1.51%

ROE

21.06%

Risk-Based Capital

25.68%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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