Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$511M
Total Deposits
$451M
Net Loans
$337M
Net Income
$1M
ROA
1.12%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.17%
Risk-Based Capital
12.92%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 426 | 75.82% | 10.09% |
| 2022 | 358 | 72.63% | 6.98% |
| 2021 | 707 | 76.8% | 7.21% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2025 | Satisfactory | Intermediate Small Bank |
| Jan 2022 | Satisfactory | Small Bank |
| Dec 2018 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1993
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Total Branches
7
Branch Deposits
$432M
1-Year Change
0
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