🏦Bank Scorer

This institution is no longer active

Operations ceased on December 18, 1999. CRA examination history below reflects the period it was active.

FIRST STATE BANK

OKLAHOMA CITY, OK · Supervised by FDIC

Est. 1983FDIC #24,538RSSD: FDIC-24538
Part ofFIRST HARRAH CORP→ View all charters
Satisfactory Same

Current rating · Exam: January 2000

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.93%

Institution Profile

FDIC BankFind

Address

700 East Memorial Road, OKLAHOMA CITY, OK

County

Oklahoma County

Established

June 3, 1983

Total Assets

$131M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2000

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1999Call Report / FDIC

Total Assets

$131M

Total Deposits

$114M

Net Loans

$66M

Net Income

$-1,065K

ROA

-0.93%

ROE

-17.56%

Risk-Based Capital

5.64%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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