🏦Bank Scorer

This institution is no longer active

Operations ceased on November 5, 2021. CRA examination history below reflects the period it was active.

FIRST STATE BANK

SCOTTSBLUFF, NE · Supervised by FDIC

Est. 1935FDIC #15,586RSSD: FDIC-15586
Part ofFIRST STATE BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.56%

Institution Profile

FDIC BankFind

Address

2002 Broadway, SCOTTSBLUFF, NE

County

Scotts Bluff County

Established

September 12, 1935

Total Assets

$365M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2016

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2021Call Report / FDIC

Total Assets

$365M

Total Deposits

$300M

Net Loans

$193M

Net Income

$4M

ROA

1.56%

ROE

16.99%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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