This institution is no longer active

Operations ceased on October 2, 1992. CRA examination history below reflects the period it was active.

FIRST STATE BANK

MOUNT AYR, IA · Supervised by FDIC

Est. 1937FDIC #15,560RSSD: FDIC-15560

Part ofWISCO INC→ View all charters

Needs to Improve

Current rating · Exam: December 1990

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.17%

Institution Profile

FDIC BankFind

Address

100 East South Street, MOUNT AYR, IA

County

Ringgold County

Established

November 24, 1937

Total Assets

$9M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

December 16, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1992Call Report / FDIC

Total Assets

$9M

Total Deposits

$8M

Net Loans

$593K

Net Income

$14K

ROA

0.17%

ROE

1.61%

Risk-Based Capital

52.23%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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