Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$906M
Net Loans
$663M
Net Income
$3M
ROA
1.17%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.80%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 480 | 81.67% | 9.79% |
| 2022 | 416 | 86.54% | 4.57% |
| 2021 | 477 | 79.04% | 6.08% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2024 | Satisfactory | Large Bank |
| May 2021 | Satisfactory | Large Bank |
| Mar 2018 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1992
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Total Branches
19
Branch Deposits
$884M
1-Year Change
0
5-year net change: +3 branches
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