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This institution is no longer active

Operations ceased on April 1, 2025. CRA examination history below reflects the period it was active.

FIRST SECURITY TRUST AND SAVINGS BANK

ELMWOOD PARK, IL · Supervised by FDIC

Est. 1946FDIC #17,224RSSD: FDIC-17224
Part ofFIRST SECURITY BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: November 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.08%

Institution Profile

FDIC BankFind

Address

7315 W Grand Ave, ELMWOOD PARK, IL

County

Cook County

Established

January 26, 1946

Total Assets

$313M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2022

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2027(based on asset size)

Financial Snapshot

As of Q1 2025Call Report / FDIC

Total Assets

$313M

Total Deposits

$279M

Net Loans

$155M

Net Income

$-67K

ROA

-0.08%

ROE

-0.81%

Risk-Based Capital

22.52%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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