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This institution is no longer active

Operations ceased on December 1, 2006. CRA examination history below reflects the period it was active.

FIRST SECURITY BANK, UNDERWOOD

UNDERWOOD, ND · Supervised by FDIC

Est. 1903FDIC #12,751RSSD: FDIC-12751
Part ofDAVIS BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.68%

Institution Profile

FDIC BankFind

Address

308 Lincoln Avenue, UNDERWOOD, ND

County

Mclean County

Established

January 1, 1903

Total Assets

$23M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2006Call Report / FDIC

Total Assets

$23M

Total Deposits

$18M

Net Loans

$12M

Net Income

$287K

ROA

1.68%

ROE

16.41%

Risk-Based Capital

19.25%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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