This institution is no longer active

Operations ceased on March 8, 1997. CRA examination history below reflects the period it was active.

FIRST SECURITY BANK OF CARY-GROVE

CARY, IL · Supervised by FDIC

Est. 1971FDIC #20,511RSSD: FDIC-20511

Part ofGRAND PREMIER FINANCIAL INC→ View all charters

Outstanding Up

Current rating · Exam: December 1993

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.53%

Institution Profile

FDIC BankFind

Address

45 Highway 14, CARY, IL

County

Mchenry County

Established

October 8, 1971

Total Assets

$80M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1996Call Report / FDIC

Total Assets

$80M

Total Deposits

$67M

Net Loans

$32M

Net Income

$397K

ROA

0.53%

ROE

3.87%

Risk-Based Capital

15.40%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 1990

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/a2e68453-1894-4071-845d-ed3ccf2609a2"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: