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This institution is no longer active

Operations ceased on August 2, 2014. CRA examination history below reflects the period it was active.

FIRST SECURITY BANK & TRUST COMPANY

NORTON, KS · Supervised by FDIC

Est. 1887FDIC #4,741RSSD: FDIC-4741
Part ofFIRST NORTON CORP→ View all charters
Satisfactory Same

Current rating · Exam: September 2009

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.07%

Institution Profile

FDIC BankFind

Address

201 East Main Street, NORTON, KS

County

Norton County

Established

May 20, 1887

Total Assets

$60M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2009

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2014Call Report / FDIC

Total Assets

$60M

Total Deposits

$50M

Net Loans

$30M

Net Income

$22K

ROA

0.07%

ROE

0.57%

Risk-Based Capital

17.41%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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