🏦Bank Scorer

FIRST SECURE COMMUNITY BANK

SUGAR GROVE, IL · Supervised by FDIC

Est. 2000FDIC #35,223RSSD: FDIC-35223
Part ofFIRST SECURE BANK GROUP INC→ View all charters
Satisfactory Up

Current rating · Exam: August 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.28%

Institution Profile

FDIC BankFind

Address

670 N Sugar Grove Pkwy, SUGAR GROVE, IL

County

Kane County

Established

February 7, 2000

Total Assets

$528M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Aug 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$528M

Total Deposits

$424M

Net Loans

$380M

Net Income

$374K

ROA

0.28%

ROE

3.20%

Risk-Based Capital

11.36%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$416M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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