Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$405M
Total Deposits
$361M
Net Loans
$274M
Net Income
$2M
ROA
1.78%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.36%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 172 | 98.26% | 0.58% |
| 2023 | 180 | 95% | 3.33% |
| 2020 | 22 | 86.36% | 13.64% |
| 2019 | 59 | 81.36% | 8.47% |
| 2018 | 77 | 88.31% | 9.09% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2024 | Satisfactory | Small Bank |
| May 2019 | Outstanding | Small Bank |
| Dec 2014 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
6
Branch Deposits
$317M
1-Year Change
0
5-year net change: +1 branches
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