OKLAHOMA CITY, OK · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$910M
Total Deposits
$785M
Net Loans
$713M
Net Income
$5M
ROA
2.27%
Above avg for Small banks. Peer avg: 0.44%
ROE
22.03%
Risk-Based Capital
15.12%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 257 | 94.55% | 1.95% |
| 2023 | 291 | 93.81% | 2.06% |
| 2022 | 410 | 95.85% | 1.95% |
| 2021 | 392 | 95.92% | 1.28% |
| 2020 | 300 | 96.67% | 0.33% |
| 2019 | 381 | 95.54% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Outstanding | Intermediate Small Bank |
| Feb 2021 | Outstanding | Intermediate Small Bank |
| Nov 2017 | Outstanding | Intermediate Small Bank |
5 previous ratings locked — back to 1994
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Total Branches
4
Branch Deposits
$766M
1-Year Change
0
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Preview:
| 2018 | 310 | 96.13% | 1.29% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red