Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$377M
Total Deposits
$328M
Net Loans
$182M
Net Income
$1M
ROA
1.39%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.72%
Risk-Based Capital
18.22%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 53 | 88.68% | 9.43% |
| 2023 | 44 | 72.73% | 13.64% |
| 2022 | 101 | 65.35% | 18.81% |
| 2021 | 140 | 72.14% | 9.29% |
| 2020 | 206 | 80.1% | 7.28% |
| 2019 | 131 | 77.86% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Small Bank |
| Jun 2022 | Satisfactory | Small Bank |
| Apr 2019 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1994
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Total Branches
6
Branch Deposits
$323M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 140 | 84.29% | 11.43% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red