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This institution is no longer active

Operations ceased on November 3, 2001. CRA examination history below reflects the period it was active.

FIRST NATIONAL BANK OF GRADY COUNTY

CAIRO, GA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1918FDIC #19,457

Satisfactory Same

Current rating · Exam: October 1996

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Contact & Details

FDIC BankFind

Address

First Street And First Avenue, N.E., CAIRO, GA

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 2, 1996

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Oct 1996	Satisfactory	Not Reported
May 1994	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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