Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$552M
Total Deposits
$501M
Net Loans
$253M
Net Income
$2M
ROA
1.37%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.58%
Risk-Based Capital
20.26%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 87 | 100% | 0.00% |
| 2023 | 113 | 100% | 0.00% |
| 2019 | 74 | 100% | 0.00% |
| 2018 | 80 | 98.75% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2022 | Outstanding | Small Bank |
| Feb 2013 | Satisfactory | Small Bank |
| Oct 2007 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$454M
1-Year Change
0
5-year net change: +1 branches
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