🏦Bank Scorer

FIRST NATIONAL BANK NORTH

WALKER, MN · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1902FDIC #5,269
Outstanding Same

Current rating · Exam: June 2023

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 2.51%

Institution Profile

FDIC BankFind

Address

600 Minnesota Ave W, WALKER, MN

County

Cass County

Established

December 1, 1902

Total Assets

$840M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 26, 2023

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Jun 2027(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$840M

Total Deposits

$735M

Net Loans

$614M

Net Income

$5M

ROA

2.51%

ROE

21.43%

Risk-Based Capital

19.75%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

10

Branch Deposits

$701M

1-Year Change

0

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

7 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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