🏦Bank Scorer

FIRST NATIONAL BANK

OTTAWA, IL · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1889FDIC #28,924
Satisfactory

Current rating · Exam: June 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.34%

Institution Profile

FDIC BankFind

Address

633 La Salle St, OTTAWA, IL

County

Lasalle County

Established

January 1, 1889

Total Assets

$426M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 16, 1992

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$426M

Total Deposits

$329M

Net Loans

$291M

Net Income

$356K

ROA

0.34%

ROE

3.19%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

12

Branch Deposits

$332M

1-Year Change

0

This is the only examination on record for this bank.

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