🏦Bank Scorer

FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER

MCALESTER, OK · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1896FDIC #4,145
Outstanding Same

Current rating · Exam: July 2025

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.88%

Institution Profile

FDIC BankFind

Address

235 E Choctaw Ave, MCALESTER, OK

County

Pittsburg County

Established

December 12, 1896

Total Assets

$576M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 7, 2025

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Jul 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$576M

Total Deposits

$505M

Net Loans

$349M

Net Income

$3M

ROA

1.88%

ROE

16.93%

Risk-Based Capital

17.15%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

6

Branch Deposits

$498M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

10 previous ratings locked — dating back to 1994

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/ba97e915-1dc1-4ec1-93f1-0a3f8a86439b"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: