Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$708M
Total Deposits
$600M
Net Loans
$418M
Net Income
$3M
ROA
1.51%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.03%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 150 | 80.67% | 4.67% |
| 2023 | 129 | 85.27% | 2.33% |
| 2022 | 174 | 84.48% | 5.75% |
| 2021 | 176 | 82.95% | 4.55% |
| 2019 | 154 | 76.62% | 10.39% |
| 2018 | 161 | 72.05% | 11.80% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2022 | Satisfactory | Intermediate Small Bank |
| Apr 2019 | Satisfactory | Intermediate Small Bank |
| Aug 2015 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1990
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Exam dates and details are paywalled
Total Branches
12
Branch Deposits
$552M
1-Year Change
0
5-year net change: +1 branches
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red