Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$939M
Net Loans
$666M
Net Income
$3M
ROA
1.17%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.42%
Risk-Based Capital
15.83%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 179 | 75.98% | 10.61% |
| 2023 | 193 | 72.02% | 7.25% |
| 2022 | 278 | 75.9% | 8.63% |
| 2021 | 350 | 67.43% | 9.14% |
| 2020 | 392 | 72.7% | 6.89% |
| 2019 | 272 | 76.47% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Satisfactory | Intermediate Small Bank |
| Oct 2021 | Satisfactory | Intermediate Small Bank |
| Oct 2018 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1992
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Total Branches
9
Branch Deposits
$918M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 187 | 64.71% | 12.30% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red