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This institution is no longer active

Operations ceased on September 8, 2007. CRA examination history below reflects the period it was active.

FIRST NATION BANK

COVINGTON, GA · Supervised by FDIC

Est. 1963FDIC #18,869RSSD: FDIC-18869
Part ofSYNOVUS FINANCIAL CORP→ View all charters
Satisfactory

Current rating · Exam: April 2007

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.62%

Institution Profile

FDIC BankFind

Address

4182 Highway 278, N.E., COVINGTON, GA

County

Newton County

Established

August 28, 1963

Total Assets

$486M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2007

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2007Call Report / FDIC

Total Assets

$486M

Total Deposits

$368M

Net Loans

$335M

Net Income

$2M

ROA

0.62%

ROE

3.11%

Risk-Based Capital

10.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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