Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$8.2B
Total Deposits
$6.7B
Net Loans
$6.0B
Net Income
$24M
ROA
1.20%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.38%
Risk-Based Capital
14.48%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 2,340 | 69.1% | 17.52% |
| 2023 | 1,417 | 68.31% | 20.25% |
| 2022 | 1,615 | 70.03% | 19.01% |
| 2021 | 1,924 | 73.96% | 15.44% |
| 2020 | 2,461 | 73.14% | 15.85% |
| 2019 | 1,349 | 75.54% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2025 | Satisfactory | Large Bank |
| Nov 2021 | Satisfactory | Large Bank |
| Nov 2018 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1992
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Total Branches
79
Branch Deposits
$6.2B
1-Year Change
-2
5-year net change: +15 branches
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Preview:
| 14.31% |
| 2018 | 1,000 | 75.1% | 15.20% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red