Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$895M
Net Loans
$585M
Net Income
$4M
ROA
1.57%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.50%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 191 | 78.01% | 13.09% |
| 2023 | 200 | 84% | 8.50% |
| 2022 | 315 | 94.29% | 4.13% |
| 2021 | 300 | 89.33% | 6.33% |
| 2020 | 244 | 94.26% | 3.28% |
| 2019 | 256 | 78.52% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Intermediate Small Bank |
| Nov 2020 | Satisfactory | Intermediate Small Bank |
| Dec 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1991
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Total Branches
11
Branch Deposits
$894M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 232 | 80.6% | 6.47% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red