This institution is no longer active
Operations ceased on January 16, 1998. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$27M
Total Deposits
$24M
Net Loans
$18M
Net Income
$268K
ROA
1.00%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.61%
Risk-Based Capital
14.90%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 8,399 | 65.52% | 16.45% |
| 2020 | 11,085 | 60.38% | 16.89% |
| 2019 | 9,083 | 61.95% | 20.39% |
| 2018 | 7,483 | 63.82% | 20.61% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 1994 | Satisfactory | Not Reported |
| Jan 1993 | Satisfactory | Not Reported |
| Jan 1992 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Address
County
Established
Total Assets