Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$835M
Total Deposits
$721M
Net Loans
$696M
Net Income
$2M
ROA
0.98%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.66%
Risk-Based Capital
14.36%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 353 | 66.01% | 12.75% |
| 2023 | 531 | 58.95% | 19.02% |
| 2022 | 470 | 67.66% | 5.32% |
| 2021 | 712 | 78.79% | 7.16% |
| 2020 | 552 | 81.88% | 5.43% |
| 2019 | 363 | 83.2% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Intermediate Small Bank |
| Jan 2021 | Satisfactory | Intermediate Small Bank |
| Feb 2018 | Satisfactory | Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
3
Branch Deposits
$697M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 321 | 68.85% | 7.48% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red