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This institution is no longer active

Operations ceased on June 21, 2008. CRA examination history below reflects the period it was active.

FIRST KANSAS BANK AND TRUST COMPANY

GARDNER, KS · Supervised by FDIC

Est. 1894FDIC #1,367RSSD: FDIC-1367
Part ofCENTRAL BANCOMPANY INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.54%

Institution Profile

FDIC BankFind

Address

Main And Center Streets, GARDNER, KS

County

Johnson County

Established

March 1, 1894

Total Assets

$102M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 5, 2008

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2008Call Report / FDIC

Total Assets

$102M

Total Deposits

$79M

Net Loans

$42M

Net Income

$137K

ROA

0.54%

ROE

2.51%

Risk-Based Capital

14.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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