🏦Bank Scorer

FIRST IOWA STATE BANK

ALBIA, IA · Supervised by FDIC

Est. 1930FDIC #14,930RSSD: FDIC-14930
Part ofVAN BUREN BCORP EMPLOYEE STK OWNERSHIP PLAN→ View all charters
Satisfactory Down

Current rating · Exam: January 2011

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.78%

Institution Profile

FDIC BankFind

Address

19 Benton Ave E, ALBIA, IA

County

Monroe County

Established

May 12, 1930

Total Assets

$404M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2011

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$404M

Total Deposits

$369M

Net Loans

$287M

Net Income

$2M

ROA

1.78%

ROE

21.99%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

6

Branch Deposits

$331M

1-Year Change

0

5-year net change: +3 branches

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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