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This institution is no longer active

Operations ceased on May 1, 1992. CRA examination history below reflects the period it was active.

FIRST INTERSTATE BANK OF IOWA-NORTH

MASON CITY, IA · Supervised by FDIC

Est. 1936FDIC #15,422RSSD: FDIC-15422
Part ofFIRST INTERSTATE OF IOWA INC→ View all charters
Satisfactory Same

Current rating · Exam: December 1991

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.22%

Institution Profile

FDIC BankFind

Address

25 West State Street, MASON CITY, IA

County

Cerro Gordo County

Established

September 1, 1936

Total Assets

$244M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 23, 1991

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1992Call Report / FDIC

Total Assets

$244M

Total Deposits

$219M

Net Loans

$121M

Net Income

$734K

ROA

1.22%

ROE

17.15%

Risk-Based Capital

13.05%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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