🏦Bank Scorer

This institution is no longer active

Operations ceased on May 30, 2008. CRA examination history below reflects the period it was active.

FIRST INTEGRITY BANK

STAPLES, MN · Supervised by FDIC

Est. 1920FDIC #12,736RSSD: FDIC-12736
Part ofFIRST INTEGRITY BCORP→ View all charters
Outstanding Same

Current rating · Exam: February 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -18.96%

Institution Profile

FDIC BankFind

Address

111 N.E. Fourth Street, STAPLES, MN

County

Todd County

Established

January 20, 1920

Total Assets

$53M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2008Call Report / FDIC

Total Assets

$53M

Total Deposits

$50M

Net Loans

$34M

Net Income

$-2,558K

ROA

-18.96%

ROE

-638.90%

Risk-Based Capital

-0.38%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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