🏦Bank Scorer

This institution is no longer active

Operations ceased on December 1, 2025. CRA examination history below reflects the period it was active.

FIRST IC BANK

DORAVILLE, GA · Supervised by FDIC

Est. 2000FDIC #34,998RSSD: FDIC-34998
Part ofFIRST IC CORP→ View all charters
Satisfactory Same

Current rating · Exam: February 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.68%

Institution Profile

FDIC BankFind

Address

5593 Buford Hwy Ne, DORAVILLE, GA

County

Dekalb County

Established

January 31, 2000

Total Assets

$1.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Feb 2028(based on asset size)

Financial Snapshot

As of Q3 2025Call Report / FDIC

Total Assets

$1.2B

Total Deposits

$918M

Net Loans

$1.0B

Net Income

$15M

ROA

1.68%

ROE

14.24%

Risk-Based Capital

19.15%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

10

Branch Deposits

$949M

1-Year Change

0

5-year net change: +2 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 2003

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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