Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$300M
Total Deposits
$276M
Net Loans
$188M
Net Income
$1M
ROA
1.48%
Above avg for Small banks. Peer avg: 0.44%
ROE
21.75%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 55 | 87.27% | 5.45% |
| 2023 | 48 | 83.33% | 6.25% |
| 2019 | 66 | 89.39% | 7.58% |
| 2018 | 59 | 77.97% | 10.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
Last 12 Months
0
Since 2018
106
all complaints on record
Monetary Relief
27.4%
% of complaints where company provided monetary relief
Untimely Response
3.8%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2020 | Satisfactory | Small Bank |
| Sep 2014 | Outstanding | Small Bank |
Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$247M
1-Year Change
0
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Preview:
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|
Data through Oct 2022.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.