This institution is no longer active

Operations ceased on December 5, 2008. CRA examination history below reflects the period it was active.

FIRST GEORGIA COMMUNITY BANK

JACKSON, GA · Supervised by FDIC

Est. 1997FDIC #34,301RSSD: FDIC-34301

Part ofFIRST GEORGIA COMMUNITY CORP→ View all charters

Satisfactory

Current rating · Exam: February 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.47%

Institution Profile

FDIC BankFind

Address

150 Covington Street, JACKSON, GA

County

Butts County

Established

September 8, 1997

Total Assets

$256M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1999

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2008Call Report / FDIC

Total Assets

$256M

Total Deposits

$215M

Net Loans

$167M

Net Income

$-2,986K

ROA

-1.47%

ROE

-27.94%

Risk-Based Capital

8.88%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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