Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$203M
Total Deposits
$182M
Net Loans
$156M
Net Income
$414K
ROA
0.82%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.43%
Risk-Based Capital
16.68%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 47 | 95.74% | 0.00% |
| 2023 | 44 | 77.27% | 9.09% |
| 2022 | 98 | 86.73% | 2.04% |
| 2021 | 99 | 82.83% | 5.05% |
| 2020 | 153 | 88.89% | 3.92% |
| 2019 | 67 | 80.6% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2007 | Satisfactory | Small Bank |
| Jun 2002 | Satisfactory | Small Bank |
| Aug 1997 | Satisfactory | Small Bank |
2 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$177M
1-Year Change
0
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Preview:
| 2018 | 82 | 73.17% | 7.32% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red