🏦Bank Scorer

FIRST FIDELITY BANK, NATIONAL ASSOCIATION

OKLAHOMA CITY, OK · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1981FDIC #23,473
Satisfactory Same

Current rating · Exam: July 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.94%

Institution Profile

FDIC BankFind

Website

FFB.com

Address

5100 N Classen Blvd, OKLAHOMA CITY, OK

County

Oklahoma County

Established

July 1, 1981

Total Assets

$2.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 11, 2016

Exam Type

Large Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
⚠️This exam is 9 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$2.9B

Total Deposits

$2.5B

Net Loans

$2.1B

Net Income

$7M

ROA

0.94%

ROE

11.09%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate42.70%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

26

Branch Deposits

$2.5B

1-Year Change

-2

5-year net change: -4 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202428145.2%42.70%
202327744.04%39.71%
202241150.12%35.77%
202141159.12%30.66%
202043752.4%34.32%
201940249.25%39.30%
201843053.02%30.93%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

6 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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