Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$110M
Total Deposits
$91M
Net Loans
$87M
Net Income
$942K
ROA
3.45%
Above avg for Small banks. Peer avg: 0.44%
ROE
28.26%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 136 | 82.35% | 4.41% |
| 2023 | 162 | 85.8% | 4.94% |
| 2022 | 176 | 88.07% | 3.41% |
| 2021 | 166 | 87.95% | 3.01% |
| 2020 | 169 | 81.66% | 4.73% |
| 2019 | 176 | 71.59% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2020 | Outstanding | Small Bank |
| Aug 2014 | Outstanding | Small Bank |
Exam dates and details are paywalled
Total Branches
1
Branch Deposits
$98M
1-Year Change
0
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Preview:
| 2018 | 237 | 86.08% | 6.75% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red